Making Tax Digital (MTD) is HMRC’s plan to digitise the tax system for VAT, Income Tax Self Assessment and Corporation Tax for both businesses and individuals. Its purpose is to make tax returns simpler and more efficient. Click the link below to read further from Sage.com. Credits to Sage.com.

retirement - why everyone needs a plan

The fundamentals of saving for retirement are simple, and an adviser can help with decisions along the way

Retirement and the way we save for it has changed beyond recognition in recent decades.
Responsibility for ensuring we have a decent income in later life now lies firmly with the individual – no one else will do it for us.
That responsibility also gives us more control, however, so we all need to put together a plan that reflects our own needs and goals.
The fundamentals of saving for retirement are simple. But with decisions to make along the way, the help of an expert adviser can be invaluable.